Tag Archive: united states code

Biggest Mistakes When Hiring A Bankruptcy Lawyer

San Diego Chapter 7 Bankruptcy Lawyer – Bankruptcy Help As a San Diego Chapter 7 bankruptcy lawyer, we see so many people making the wrong decisions when it comes to getting bankruptcy help. We understand that if you are considering filing for Chapter 7 or Chapter 13, your life is not exactly where you want…

There Is More To Chapter 13 Than Just Stopping A Foreclosure

San Diego Foreclosure Attorney – Foreclosure Help San Diego As a San Diego foreclosure attorney, I know that the most commonly thought of advantage in a Chapter 13 bankruptcy is its ability to stop a foreclosure and save a consumer’s home. But, there are many other advantages as well. At first glance, a Chapter 13…

How To Get Your Chapter 13 Plan Approved

Chapter 13 Lawyer San Diego – Chapter 13 Attorney As a San Diego Chapter 13 Lawyer, the basic element of the Chapter 13 is making sure it is “feasible.” In other words, the Bankruptcy Code requires that the debtor be able propose a plan under which he or she can make all the payments. If…

When Thinking About Bankruptcy, Be Weary Of Advice From Friends.

San Diego Chapter 7 Lawyer – Low Cost Bankruptcy As a San Diego Chapter 7 Lawyer, it is amazing how many times we get calls from potential clients, seeking advice, who insist on challenging our knowledge with “But, my friend told me…” Now, we are not saying anything bad about your friends, but there is…

Foreclosure, Bankruptcy and 2nd Mortgages

San Diego Foreclosure Lawyer – Stop Foreclosure NOW As a San Diego foreclosure lawyer, I see people all the time who are in a Chapter 7 bankruptcy yet facing a foreclosure. The typical scenario consists of someone whose house is worth more than their first mortgage. Often times they will have a 2nd mortgage if…

Wage Garnishment & Bankruptcy

San Diego Bankruptcy Attorney – San Diego Chapter 7 & 13 As a San Diego bankruptcy attorney, one of the most unknown benefits of a San Diego Chapter 7 or Chapter 13 is its ability to stop wage garnishments. A creditor will often times use wage garnishment in order to seize money in an account…

American Bankruptcy Institute Announces Half-Year Statistics

Bankruptcy Court In San Diego – Chapter 7 & Chapter 13 The American Bankruptcy Institute has released new figures on the number of people filing for consumer bankruptcy protection and the numbers are a bit disturbing. More people are seeking Chapter 7 and Chapter 13 protection, including the bankruptcy court in San Diego, than last…

Have You Succumb To The Number One Reason Not To File Bankruptcy?

Escondido Bankruptcy Lawyer – North County San Diego Attorney As an Escondido Bankruptcy Lawyer, I find there are many reasons people don’t file for bankruptcy protection, but the number one reason is they are worried about their credit going forward.  Yes, a San Diego bankruptcy will stay on your credit record for 7-10 years.  This…

CNN/Money Talks About Bankruptcy Filing And Foreclosure

San Diego Foreclosure Attorney – Save Your Home. As we have been saying for quite some time that the help of a San Diego foreclosure attorney may be your best bet if you are facing a foreclosure or default.  But now, the writers of CNN/Money are confirming the benefits that we have know for years….

What Is The Credit Counseling Requirement?

San Diego Chapter 7 Attorney – San Diego Bankruptcy When you seek the help of a San Diego Chapter 7 Attorney, he or she will tell you that you must seek credit counseling before you file bankruptcy. But, what is this credit counseling requirement? When Congress changed the bankruptcy laws in 2005, they thought it…