Tag Archive: personal finance

Mortgage Companies Stop Foreclosures. What Does It Mean For You?

San Diego Foreclosure Help – Stop Foreclosure In San Diego In the past few days, we have received numerous phone calls from consumers who seek San Diego foreclosure help due to the recent news that several mortgage companies have put a halt on foreclosures. Within the last few weeks, Bank of America, JPMorgan Chase and…

There Is More To Chapter 13 Than Just Stopping A Foreclosure

San Diego Foreclosure Attorney – Foreclosure Help San Diego As a San Diego foreclosure attorney, I know that the most commonly thought of advantage in a Chapter 13 bankruptcy is its ability to stop a foreclosure and save a consumer’s home. But, there are many other advantages as well. At first glance, a Chapter 13…

Foreclosure, Bankruptcy and 2nd Mortgages

San Diego Foreclosure Lawyer – Stop Foreclosure NOW As a San Diego foreclosure lawyer, I see people all the time who are in a Chapter 7 bankruptcy yet facing a foreclosure. The typical scenario consists of someone whose house is worth more than their first mortgage. Often times they will have a 2nd mortgage if…

Foreclosures And Mortgage Modifications

San Diego Foreclosure Attorney – Stop Foreclosure NOW As a San Diego foreclosure attorney, I hear a lot about the Home Affordable Modification Program (“HAMP”) because we see so many people that believe mortgage companies must modify your loan under the program. Before the program was enacted a homeowner facing a foreclosure could file a…

Be Careful Of Verbal Promises From Your Mortgage Company

San Diego Bankruptcy Lawyer – Chapter 13 Debt Relief As a San Diego bankruptcy lawyer, we see clients all the time that seek Chapter 13 debt relief due to a foreclosure. Most of the time they are doing everything they can to catch up on past mortgage payments while struggling to make the new ones….

Have You Succumb To The Number One Reason Not To File Bankruptcy?

Escondido Bankruptcy Lawyer – North County San Diego Attorney As an Escondido Bankruptcy Lawyer, I find there are many reasons people don’t file for bankruptcy protection, but the number one reason is they are worried about their credit going forward.  Yes, a San Diego bankruptcy will stay on your credit record for 7-10 years.  This…

CNN/Money Talks About Bankruptcy Filing And Foreclosure

San Diego Foreclosure Attorney – Save Your Home. As we have been saying for quite some time that the help of a San Diego foreclosure attorney may be your best bet if you are facing a foreclosure or default.  But now, the writers of CNN/Money are confirming the benefits that we have know for years….

You May Be Able To Modify Your Mortgage In A Chapter 13

San Diego Foreclosure Attorney – San Diego Foreclosure Lawyer As a San Diego foreclosure attorney, I have wanted to see the bankruptcy courts have the power to modify a debtors mortgage in a Chapter 13 bankruptcy. But, Congress put end to that. As a result, we have seen the highest rates of foreclosure in history…

Watch Out For HOA Fees When Facing A San Diego Foreclosure

San Diego Foreclosure Lawyer – San Diego Chapter 13 Attorney As a San Diego foreclosure lawyer, we have seen a disturbing trend in those with financial difficulties, especially those facing a San Diego foreclosure.  Many of our potential clients are saying that their homeowner’s associations have been going after them for unpaid HOA fees even…

If I Don’t Have Money For Bills, How Do I Pay For A Bankruptcy Attorney?

San Diego Bankruptcy Attorneys – Bankruptcy Attorney In San Diego – Chapter 7 & Chapter 13 As San Diego bankruptcy attorneys we often hear the question about attorney fees and it is a reasonable question. First, your initial confidential consultation will always be free. The irony is it is at this consultation when you find…