Tag Archive: personal finance

Is Your Chapter 13 Bankruptcy Filing Set In Stone?

San Diego Foreclosure Attorney – 2nd Mortgage Lien Strip As a San Diego foreclosure attorney, I have written many times about how long a Chapter 13 bankruptcy can last. Generally, your Chapter 13 plan will be anywhere from 3 to 5 years. Given the amount of time you will be paying into the plan, many…

Don’t Miss Out On The Most Powerful Tool In Consumer Bankruptcy

San Diego Chapter 13 Attorney – Lien Strip Second Mortgage As a San Diego Chapter 13 Attorney, I can tell you that because of the decline in housing values, we have seen a little known bankruptcy rule gain incredible momentum and power. I submit to you, without hesitation, that this rule is the most powerful…

How Does A San Diego Chapter 7 Bankruptcy Impact Inherited Property?

San Diego Chapter 7 Bankruptcy – San Diego Chapter 7 Lawyer As a San Diego Chapter 7 lawyer, many of our new clients want to know how their property, more specifically, their inherited property, is going to be effected by the bankruptcy filing. Most of the time, they are concerned that they will lose the…

When Can A San Diego Chapter 13 Stop Creditors From Taking My Property?

San Diego Chapter 13 Lawyer – Foreclosure Attorney As a San Diego Chapter 13 lawyer, this is one of the most common questions we get from potential clients. While “property” can mean different things, I believe it is important to first talk a little bit about debt. Debt can be divided into two categories: unsecured…

What To Do When You Are In Foreclosure “No Man’s Land.”

San Diego Foreclosure Lawyer – San Diego Foreclosure Attorney As a San Diego foreclosure lawyer, I can tell you that the foreclosure process can be a bit confusing. Unlike so many other things in our financial worlds, the foreclosure process is constantly in flux. The main reason for this is that banks are not in…

Set Your Financial Priorities During The Holiday Season

San Diego Foreclosure Attorney – San Diego Chapter 13 As a San Diego foreclosure attorney, I want to take the opportunity to wish you and your family a holiday season full of health and happiness. Our sincere wishes come with a word of caution. If you are thinking about sacrificing some of your financial obligations…

Don’t Let The Means Test Upend Your Chapter 7 Bankruptcy

San Diego Chapter 7 Attorney – California Foreclosure Lawyer As a San Diego Chapter 7 attorney, I have seen a somewhat disturbing trend developing in the way people go about deciding to file bankruptcy. Let me make the matter very clear: If you make too much money, your will not qualify for a Chapter 7…

Bankruptcy May Be Right For You, But The Decision Takes Sound Advice And Expertise.

San Diego Chapter 13 Lawyer – San Diego Chapter 7 Attorney As a San Diego Chapter 7 lawyer, one of the most important areas of our practice is being advisors, not just doers. When a client seeks advice about the financial difficulties he or she may be experiencing, it is important that all the options…

Stop Your Foreclosure NOW With A Chapter 13 Bankruptcy

San Diego Chapter 13 Attorney – Get Rid Of Your 2nd Mortgage As a San Diego Chapter 13 attorney, I can tell you that filing for bankruptcy protection will stop a foreclosure sale of your home. Almost all other methods, other than curing the arrearage, will require your lender’s consent. Both a short sale and…

Forget the Short Sale, Your 2nd Mortgage May Be Standing In The Way.

San Diego Foreclosure Help – San Diego Chapter 13 Attorney As a San Diego Chapter 13 attorney, the majority of my potential clients has attempted a short sale prior to seeking San Diego foreclosure help. Most clients have been inundated with media attention on short sales and their potential benefits, but what most people do…