Tag Archive: personal finance

How Will 2013 Affect Your Finances?

San Diego Bankruptcy Attorney As a San Diego bankruptcy attorney, I’m afraid I may be seeing a lot more clients coming into our office, to find out what debt relief protection they can gain by filing for bankruptcy. That’s because the economy is still so uncertain, and some big changes are coming down in 2013….

When Filing Bankruptcy To Stop A Wage Garnishment, Timing Is Everything

Stop Wage Garnishment In San Diego – San Diego Bankruptcy Lawyer Is a filing bankruptcy effective to stop a wage garnishment? As a San Diego bankruptcy lawyer specializing in Chapter 7 and Chapter 13 cases, this is a question most of my clients ask whenever a creditor has successfully obtained a court judgment against them….

Is Your Chapter 13 Bankruptcy Filing Set In Stone?

San Diego Foreclosure Attorney – 2nd Mortgage Lien Strip As a San Diego foreclosure attorney, I have written many times about how long a Chapter 13 bankruptcy can last. Generally, your Chapter 13 plan will be in effect anywhere from 3 to 5 years. Given the amount of time you will be paying into the…

Don’t Miss Out On The Most Powerful Tool In Consumer Bankruptcy

San Diego Chapter 13 Attorney – Lien Strip Second Mortgage As a San Diego Chapter 13 Attorney, I can tell you that because of the decline in housing values, we have seen a little known bankruptcy rule gain incredible momentum and power. I submit to you, without hesitation, that this rule is the most powerful…

How Does A San Diego Chapter 7 Bankruptcy Impact Inherited Property?

San Diego Chapter 7 Bankruptcy Lawyer As a San Diego Chapter 7 lawyer, many of our new clients want to know how their property, more specifically, their inherited property, is going to be effected by the bankruptcy filing. Most of the time, they are concerned that they will lose the property if they file for…

What Is A Chapter 7 or Chapter 13 Going To Cost Me?

Affordable San Diego Bankruptcy Lawyer – Bankruptcy Costs When most people are considering a Chapter 7 or Chapter 13 they want an affordable San Diego bankruptcy lawyer. One of the first question they ask is “how much is a bankruptcy going to cost?” In the past, filing for bankruptcy protection was a relatively easy procedure….

When Can A San Diego Chapter 13 Stop Creditors From Taking My Property?

San Diego Chapter 13 Lawyer – Foreclosure Attorney As a San Diego Chapter 13 lawyer, one of the most common questions we get from potential clients concerns creditors taking their property. While “property” can mean different things, I believe it is important to first talk a little bit about debt. Debt can be divided into…

What To Do When You Are In Foreclosure “No Man’s Land.”

San Diego Foreclosure Lawyer – San Diego Foreclosure Attorney As a San Diego foreclosure lawyer, I can tell you that the foreclosure process can be a bit confusing. Unlike so many other things in our financial worlds, the foreclosure process is constantly in flux. The main reason for this is that banks are not in…

Set Your Financial Priorities During The Holiday Season

San Diego Foreclosure Attorney – San Diego Chapter 13 As a San Diego foreclosure attorney, I want to take the opportunity to wish you and your family a holiday season full of health and happiness. Our sincere wishes come with a word of caution. If you are thinking about sacrificing some of your financial obligations…

Don’t Let The Means Test Upend Your Chapter 7 Bankruptcy

San Diego Chapter 7 Attorney – California Foreclosure Lawyer As a San Diego Chapter 7 attorney, I have seen a somewhat disturbing trend developing in the way people go about deciding to file bankruptcy. Let me make the matter very clear: If you make too much money, you will not qualify for a Chapter 7…