Tag Archive: mortgage

Don’t Get Ripped Off By Bankruptcy Form Preparers

San Diego Chapter 13 Lawyer – San Diego Foreclosure Attorney As a San Diego Chapter 13 lawyer, I am asked all the time if a potential client should go to a bankruptcy form preparer in order to save money. It only makes sense that someone in financial difficulty might not have the money to hire…

Is Your Chapter 13 Bankruptcy Filing Set In Stone?

San Diego Foreclosure Attorney – 2nd Mortgage Lien Strip As a San Diego foreclosure attorney, I have written many times about how long a Chapter 13 bankruptcy can last. Generally, your Chapter 13 plan will be anywhere from 3 to 5 years. Given the amount of time you will be paying into the plan, many…

What YOU Can Do As A Bankruptcy Client

San Diego Chapter 13 – San Diego Foreclosure Lawyer As a San Diego foreclosure lawyer, I know that a lot of material has been written about what potential bankruptcy clients should look for in their San Diego Chapter 13 Lawyer. But, on the other side of the coin, not a lot has been written about…

Don’t Miss Out On The Most Powerful Tool In Consumer Bankruptcy

San Diego Chapter 13 Attorney – Lien Strip Second Mortgage As a San Diego Chapter 13 Attorney, I can tell you that because of the decline in housing values, we have seen a little known bankruptcy rule gain incredible momentum and power. I submit to you, without hesitation, that this rule is the most powerful…

“Surprise,” Even The Mayor Has Financial Problems.

San Diego Foreclosure Lawyer – San Diego Chapter 13 Lawyer As a San Diego foreclosure lawyer, I can tell you that many people believe Chapter 7 and Chapter 13 debt relief is only for the low and middle class. No one could really imagine that our elected officials could find themselves so deeply in debt…

Beware Of DIY Foreclosure Help

San Diego Foreclosure Lawyer – San Diego Foreclosure Help As a San Diego foreclosure lawyer, I have noticed a recent trend of homeowners taking on the foreclosure process alone. While it may be true that not everyone needs San Diego foreclosure help, it can do no harm to seek the advice of an experienced attorney…

When Can A San Diego Chapter 13 Stop Creditors From Taking My Property?

San Diego Chapter 13 Lawyer – Foreclosure Attorney As a San Diego Chapter 13 lawyer, this is one of the most common questions we get from potential clients. While “property” can mean different things, I believe it is important to first talk a little bit about debt. Debt can be divided into two categories: unsecured…

What To Do When You Are In Foreclosure “No Man’s Land.”

San Diego Foreclosure Lawyer – San Diego Foreclosure Attorney As a San Diego foreclosure lawyer, I can tell you that the foreclosure process can be a bit confusing. Unlike so many other things in our financial worlds, the foreclosure process is constantly in flux. The main reason for this is that banks are not in…

Set Your Financial Priorities During The Holiday Season

San Diego Foreclosure Attorney – San Diego Chapter 13 As a San Diego foreclosure attorney, I want to take the opportunity to wish you and your family a holiday season full of health and happiness. Our sincere wishes come with a word of caution. If you are thinking about sacrificing some of your financial obligations…

Don’t Let The Means Test Upend Your Chapter 7 Bankruptcy

San Diego Chapter 7 Attorney – California Foreclosure Lawyer As a San Diego Chapter 7 attorney, I have seen a somewhat disturbing trend developing in the way people go about deciding to file bankruptcy. Let me make the matter very clear: If you make too much money, your will not qualify for a Chapter 7…