Tag Archive: mortgage

Mortgages, San Diego Foreclosures and Alternative Dispute Resolution

Bankruptcy Attorney In San Diego – Stop Foreclosure In San Diego We all know that the real financial crisis was spawned by the real estate bubble and the subprime mortgage market. Ironically, many of the companies that started the mess sought the protection of the bankruptcy court when their businesses were no longer viable. That…

Don’t Get Ripped Off By Bankruptcy Form Preparers

San Diego Bankruptcy Attorney – As a San Diego Chapter 13 lawyer, I am asked all the time if a potential client should go to a bankruptcy form preparer in order to save money. It only makes sense that someone in financial difficulty might not have the money to hire bankruptcy attorney. So, this is…

Is Your Chapter 13 Bankruptcy Filing Set In Stone?

San Diego Foreclosure Attorney – 2nd Mortgage Lien Strip As a San Diego foreclosure attorney, I have written many times about how long a Chapter 13 bankruptcy can last. Generally, your Chapter 13 plan will be in effect anywhere from 3 to 5 years. Given the amount of time you will be paying into the…

What YOU Can Do As A Bankruptcy Client

San Diego Bankruptcy Lawyer As a San Diego bankruptcy lawyer, I know that a lot of material has been written about what potential bankruptcy clients should look for in their Chapter 7 or  Chapter 13 Lawyer. But, on the other side of the coin, not a lot has been written about what a debt relief…

Don’t Miss Out On The Most Powerful Tool In Consumer Bankruptcy

San Diego Chapter 13 Attorney – Lien Strip Second Mortgage As a San Diego Chapter 13 Attorney, I can tell you that because of the decline in housing values, we have seen a little known bankruptcy rule gain incredible momentum and power. I submit to you, without hesitation, that this rule is the most powerful…

Beware Of DIY Foreclosure Help

San Diego Foreclosure Lawyer – As a San Diego foreclosure lawyer, I have noticed a recent trend of homeowners taking on the foreclosure process alone. While it’s true that not everyone needs  foreclosure help, it can’t hurt to seek the advice of an experienced attorney, who can evaluate all your options, including stopping a foreclosure…

When Can A San Diego Chapter 13 Stop Creditors From Taking My Property?

San Diego Chapter 13 Lawyer – Foreclosure Attorney As a San Diego Chapter 13 lawyer, one of the most common questions we get from potential clients concerns creditors taking their property. While “property” can mean different things, I believe it is important to first talk a little bit about debt. Debt can be divided into…

What To Do When You Are In Foreclosure “No Man’s Land.”

San Diego Foreclosure Lawyer – San Diego Foreclosure Attorney As a San Diego foreclosure lawyer, I can tell you that the foreclosure process can be a bit confusing. Unlike so many other things in our financial worlds, the foreclosure process is constantly in flux. The main reason for this is that banks are not in…

Don’t Let The Means Test Upend Your Chapter 7 Bankruptcy

San Diego Chapter 7 Attorney – California Foreclosure Lawyer As a San Diego Chapter 7 attorney, I have seen a somewhat disturbing trend developing in the way people go about deciding to file bankruptcy. Let me make the matter very clear: If you make too much money, you will not qualify for a Chapter 7…

Stop Your Foreclosure NOW With A Chapter 13 Bankruptcy

San Diego Chapter 13 Attorney – Get Rid Of Your 2nd Mortgage As a San Diego Chapter 13 attorney, I can tell you that filing for bankruptcy protection will stop a foreclosure sale of your home. Almost all other methods, other than curing the arrearage, will require your lender’s consent. Both a short sale and…