Tag Archive: Home Loan

San Diego Foreclosure Lawyer: Remove Your Second Mortgage Through A Chapter 13 Loan Modification Before Home Values Increase

San Diego Foreclosure Lawyer – we are finding that an increasing number of people in Southern California qualify to decrease, or even wipe out, the 2nd mortgage on their home. As we have discussed before, the San Diego homeowner must have a higher loan when compared to the value of their home.  In other words,…

San Diego Bankruptcy Attorney: San Diego Foreclosures and Bankruptcy

San Diego Foreclosure Attorney – San Diego Bankruptcy Attorney One of the most powerful aspects of a San Diego bankruptcy is its ability to stop a foreclosure.  Being threatened with having your largest asset taken away can be a scary thought.  You will need an experienced bankruptcy lawyer to make sure the process is handled…

Personal Bankruptcy On The Rise In 2009

San Diego Bankruptcy Attorney – In 2009 filings for Chapter 7 and Chapter 13 increased by more than 30% with 1.5 million people seeking assistance from a bankruptcy lawyer.  In another trend, the country saw more middle class individuals seeking relief under the bankruptcy code. Much of this debt was due to unemployment, foreclosures and…

Get Rid Of Your Second Mortgage With A Chapter 13 Bankruptcy

San Diego Bankruptcy Lawyer – filing for Chapter 13 bankruptcy protection in San Diego can be one of the most powerful tools to regain your financial freedom. If you have junior lien or a 2nd loan on your home, you may be able to strip it away with a bankruptcy.  One of the biggest complaints…

Case Example: Foreclosure Done Right

San Diego Bankruptcy Attorney – I think we all know that foreclosures, all over the country, are at an all-time high. This is especially true for people in Southern California and San Diego. With the real estate bubble bursting, taxes at an all-time high and unemployment rising by the day, Southern California has one of the…

Know Your Bankruptcy Terms: Meeting Of Creditors

San Diego Bankruptcy Lawyers – Once your bankruptcy petition is filed the next step will be the meeting of creditors. Shortly after filing you will receive a notice which is very important. This is telling when the Meeting of Creditors will be and where. This is a hearing that you must attend. Generally, this meeting…

Bankruptcy Will Allow You To Keep Some Debt

The bankruptcy code requires that a petition disclose all of the debtors assets and liabilities. But, the petition allows the consumer to designate those debts he or she wishes to continue paying on. It is not uncommon for people to continue on with certain kinds of debt. Generally, these are the most common debts we…