Tag Archive: Fresh Start

“Surprise,” Even The Mayor Has Financial Problems.

San Diego Foreclosure Lawyer – San Diego Chapter 13 Lawyer As a San Diego foreclosure lawyer, I can tell you that many people believe Chapter 7 and Chapter 13 debt relief is only for the low and middle class. No one could really imagine that our elected officials could find themselves so deeply in debt…

When Can A San Diego Chapter 13 Stop Creditors From Taking My Property?

San Diego Chapter 13 Lawyer – Foreclosure Attorney As a San Diego Chapter 13 lawyer, this is one of the most common questions we get from potential clients. While “property” can mean different things, I believe it is important to first talk a little bit about debt. Debt can be divided into two categories: unsecured…

Set Your Financial Priorities During The Holiday Season

San Diego Foreclosure Attorney – San Diego Chapter 13 As a San Diego foreclosure attorney, I want to take the opportunity to wish you and your family a holiday season full of health and happiness. Our sincere wishes come with a word of caution. If you are thinking about sacrificing some of your financial obligations…

What To Do If A Creditor Contacts You After Bankruptcy

Bankruptcy Lawyers In San Diego – Chapter 7 & Chapter 13 As bankruptcy lawyers in San Diego, we want to make sure that your bankruptcy case puts an end to all creditor harassment and collection action. The number one advantage of the initial bankruptcy filing is the implementation of the automatic stay. This prevents all…

Don’t Let The Means Test Upend Your Chapter 7 Bankruptcy

San Diego Chapter 7 Attorney – California Foreclosure Lawyer As a San Diego Chapter 7 attorney, I have seen a somewhat disturbing trend developing in the way people go about deciding to file bankruptcy. Let me make the matter very clear: If you make too much money, your will not qualify for a Chapter 7…

Even Baseball Stars File For Bankruptcy

San Diego Chapter 7 Attorney – San Diego Bankruptcy Help With the MLB playoffs in full swing and the World Series right around the corner, I thought I would take a moment to let you know that anyone, even star athletes, can run into financial difficulties. As a San Diego Chapter 7 attorney, I know…

What Can I Expect After Filing Bankruptcy In San Diego?

San Diego Bankruptcy Attorneys – Bankruptcy In San Diego – Chapter 7 & Chapter 13 As San Diego bankruptcy attorneys we know that people think there is no life after filing bankruptcy. The real truth is that your life will be much better after filing bankruptcy in San Diego because you are starting over again…

Are You Too Scared To File Bankruptcy?

Bankruptcy Attorney In San Diego – Chapter 7 & Chapter 13 – San Diego Bankruptcy Attorney As a bankruptcy attorney in San Diego, we certainly understand that filing for Chapter 7 or Chapter 13 is never easy. The word bankruptcy brings to mind the thought of failure rather than a fresh start. The reason you…

Personal Bankruptcies Hit An All-Time High, No Relief In Sight

San Diego Bankruptcy Lawyer – Chula Vista Bankruptcy Attorney Personal bankruptcies have increased over 10 percent in the first quarter of 2010 in relation to the first quarter of 2009.  These large increases in Chapter 7 and Chapter 13 debt relief cases are in states that already had the highest rates of bankruptcy.  As San…

San Diego Foreclosure Lawyer: Remove Your Second Mortgage Through A Chapter 13 Loan Modification Before Home Values Increase

San Diego Foreclosure Lawyer – we are finding that an increasing number of people in Southern California qualify to decrease, or even wipe out, the 2nd mortgage on their home. As we have discussed before, the San Diego homeowner must have a higher loan when compared to the value of their home.  In other words,…