San Diego Foreclosure Attorney – 2nd Mortgage Lien Strip As a San Diego foreclosure attorney, I have written many times about how long a Chapter 13 bankruptcy can last. Generally, your Chapter 13 plan will be anywhere from 3 to 5 years. Given the amount of time you will be paying into the plan, many…
Tag Archive: foreclosures
What To Do When You Are In Foreclosure “No Man’s Land.”
San Diego Foreclosure Lawyer – San Diego Foreclosure Attorney As a San Diego foreclosure lawyer, I can tell you that the foreclosure process can be a bit confusing. Unlike so many other things in our financial worlds, the foreclosure process is constantly in flux. The main reason for this is that banks are not in…
Forget the Short Sale, Your 2nd Mortgage May Be Standing In The Way.
San Diego Foreclosure Help – San Diego Chapter 13 Attorney As a San Diego Chapter 13 attorney, the majority of my potential clients has attempted a short sale prior to seeking San Diego foreclosure help. Most clients have been inundated with media attention on short sales and their potential benefits, but what most people do…
Mortgage Companies Stop Foreclosures. What Does It Mean For You?
San Diego Foreclosure Help – Stop Foreclosure In San Diego In the past few days, we have received numerous phone calls from consumers who seek San Diego foreclosure help due to the recent news that several mortgage companies have put a halt on foreclosures. Within the last few weeks, Bank of America, JPMorgan Chase and…
There Is More To Chapter 13 Than Just Stopping A Foreclosure
San Diego Foreclosure Attorney – Foreclosure Help San Diego As a San Diego foreclosure attorney, I know that the most commonly thought of advantage in a Chapter 13 bankruptcy is its ability to stop a foreclosure and save a consumer’s home. But, there are many other advantages as well. At first glance, a Chapter 13…
Foreclosure, Bankruptcy and 2nd Mortgages
San Diego Foreclosure Lawyer – Stop Foreclosure NOW As a San Diego foreclosure lawyer, I see people all the time who are in a Chapter 7 bankruptcy yet facing a foreclosure. The typical scenario consists of someone whose house is worth more than their first mortgage. Often times they will have a 2nd mortgage if…
Foreclosures And Mortgage Modifications
San Diego Foreclosure Attorney – Stop Foreclosure NOW As a San Diego foreclosure attorney, I hear a lot about the Home Affordable Modification Program (“HAMP”) because we see so many people that believe mortgage companies must modify your loan under the program. Before the program was enacted a homeowner facing a foreclosure could file a…
Be Careful Of Verbal Promises From Your Mortgage Company
San Diego Bankruptcy Lawyer – Chapter 13 Debt Relief As a San Diego bankruptcy lawyer, we see clients all the time that seek Chapter 13 debt relief due to a foreclosure. Most of the time they are doing everything they can to catch up on past mortgage payments while struggling to make the new ones….
CNN/Money Talks About Bankruptcy Filing And Foreclosure
San Diego Foreclosure Attorney – Save Your Home. As we have been saying for quite some time that the help of a San Diego foreclosure attorney may be your best bet if you are facing a foreclosure or default. But now, the writers of CNN/Money are confirming the benefits that we have know for years….
You May Be Able To Modify Your Mortgage In A Chapter 13
San Diego Foreclosure Attorney – San Diego Foreclosure Lawyer As a San Diego foreclosure attorney, I have wanted to see the bankruptcy courts have the power to modify a debtors mortgage in a Chapter 13 bankruptcy. But, Congress put end to that. As a result, we have seen the highest rates of foreclosure in history…