Tag Archive: Foreclosure

Mortgages and Foreclosures Still on Unstable Footing

San Diego Foreclosure Attorney There has been a lot of buzz about the new California Homeowner Bill of Rights, which took effect on January 1, 2013. While this is an admirable bill, and addresses many abuses in the system, the bottom line is that it probably isn’t going to help you prevent the average foreclosure,…

Bankruptcy by Any Other Name Is Still Debt Relief

San Diego Bankruptcy Attorneys Whether you call it BK or “filing for debt relief,” or just refer to Chapter 7 or Chapter 13, bankruptcy is one of the most powerful tools for a debtor to have. The other powerful tool is an experienced San Diego bankruptcy attorney, who can fight for your rights and represent…

Mortgages, San Diego Foreclosures and Alternative Dispute Resolution

Bankruptcy Attorney In San Diego – Stop Foreclosure In San Diego We all know that the real financial crisis was spawned by the real estate bubble and the subprime mortgage market. Ironically, many of the companies that started the mess sought the protection of the bankruptcy court when their businesses were no longer viable. That…

NPR & “Marketplace Money” Highlight Benefit Of Chapter 13 Bankruptcy

San Diego Chapter 13 and Foreclosure Attorney As a San Diego Chapter 13 bankruptcy lawyer, I always find it refreshing to hear financial advisors on the radio discuss some of the benefits of filing bankruptcy in order to save your home. This weekend, NPR’s Marketplace Money did a piece on the ability of a Chapter…

Is Your Chapter 13 Bankruptcy Filing Set In Stone?

San Diego Foreclosure Attorney – 2nd Mortgage Lien Strip As a San Diego foreclosure attorney, I have written many times about how long a Chapter 13 bankruptcy can last. Generally, your Chapter 13 plan will be in effect anywhere from 3 to 5 years. Given the amount of time you will be paying into the…

What YOU Can Do As A Bankruptcy Client

San Diego Bankruptcy Lawyer As a San Diego bankruptcy lawyer, I know that a lot of material has been written about what potential bankruptcy clients should look for in their Chapter 7 or  Chapter 13 Lawyer. But, on the other side of the coin, not a lot has been written about what a debt relief…

“Surprise,” Even The Mayor Has Financial Problems.

San Diego Foreclosure Lawyer As a San Diego foreclosure lawyer, I can tell you that many people believe Chapter 7 and Chapter 13 debt relief is only for the lower and middle class. No one could really imagine that our elected officials could find themselves so deeply in debt as to require the assistance of…

Beware Of DIY Foreclosure Help

San Diego Foreclosure Lawyer – As a San Diego foreclosure lawyer, I have noticed a recent trend of homeowners taking on the foreclosure process alone. While it’s true that not everyone needs  foreclosure help, it can’t hurt to seek the advice of an experienced attorney, who can evaluate all your options, including stopping a foreclosure…

When Can A San Diego Chapter 13 Stop Creditors From Taking My Property?

San Diego Chapter 13 Lawyer – Foreclosure Attorney As a San Diego Chapter 13 lawyer, one of the most common questions we get from potential clients concerns creditors taking their property. While “property” can mean different things, I believe it is important to first talk a little bit about debt. Debt can be divided into…

What To Do When You Are In Foreclosure “No Man’s Land.”

San Diego Foreclosure Lawyer – San Diego Foreclosure Attorney As a San Diego foreclosure lawyer, I can tell you that the foreclosure process can be a bit confusing. Unlike so many other things in our financial worlds, the foreclosure process is constantly in flux. The main reason for this is that banks are not in…