Tag Archive: debt

When Can A San Diego Chapter 13 Stop Creditors From Taking My Property?

San Diego Chapter 13 Lawyer – Foreclosure Attorney As a San Diego Chapter 13 lawyer, this is one of the most common questions we get from potential clients. While “property” can mean different things, I believe it is important to first talk a little bit about debt. Debt can be divided into two categories: unsecured…

Bankruptcy May Be Right For You, But The Decision Takes Sound Advice And Expertise.

San Diego Chapter 13 Lawyer – San Diego Chapter 7 Attorney As a San Diego Chapter 7 lawyer, one of the most important areas of our practice is being advisors, not just doers. When a client seeks advice about the financial difficulties he or she may be experiencing, it is important that all the options…

Be Careful Of Verbal Promises From Your Mortgage Company

San Diego Bankruptcy Lawyer – Chapter 13 Debt Relief As a San Diego bankruptcy lawyer, we see clients all the time that seek Chapter 13 debt relief due to a foreclosure. Most of the time they are doing everything they can to catch up on past mortgage payments while struggling to make the new ones….

What Are The Duties Of The Debtor In A Chapter 7 Debt Relief Plan?

San Diego Debt Relief – San Diego Bankruptcy Attorney San Diego debt relief through bankruptcy can be a complicated process. It is our job as bankruptcy attorneys to guide you through this process in order to make it as simple as possible. We welcome you to see what our clients are saying about us First,…

Are You Too Scared To File Bankruptcy?

Bankruptcy Attorney In San Diego – Chapter 7 & Chapter 13 – San Diego Bankruptcy Attorney As a bankruptcy attorney in San Diego, we certainly understand that filing for Chapter 7 or Chapter 13 is never easy. The word bankruptcy brings to mind the thought of failure rather than a fresh start. The reason you…

What Is The Truth Behind Debt Settlement

San Diego Bankruptcy Lawyers – San Diego Bankruptcy Attorneys As San Diego bankruptcy lawyers we get a lot of calls from potential clients wanting to know if debt settlement is a good option for them. It is our experience that debt settlement accomplishes little to nothing in terms of your fresh start and financial freedom….

Don’t Fall For Debt Negotiation Scams

San Diego Bankruptcy Lawyers – San Diego Debt Negotiation Scam I am sure you have seen them on TV. Companies that promise to negotiate with your creditors and reduce your debt. Are these San Diego debt negotiation companies really scams? Well, like most things, the answer is not a simple as it may appear. While…

Watch Out For Phoney Wage Garnishment

Chula Vista Bankruptcy Lawyer – San Diego Bankruptcy Attorney In tough economic times, people will go to extreme measures to retain their capital. As a Chula Vista bankruptcy lawyer I probably see it more than most when people come seeking advice about Chapter 7 or Chapter 13 debt relief. People don’t know they are being…

San Diego Foreclosure Lawyer: Remove Your Second Mortgage Through A Chapter 13 Loan Modification Before Home Values Increase

San Diego Foreclosure Lawyer – we are finding that an increasing number of people in Southern California qualify to decrease, or even wipe out, the 2nd mortgage on their home. As we have discussed before, the San Diego homeowner must have a higher loan when compared to the value of their home.  In other words,…

San Diego Bankruptcy Lawyer: How Long After Bankruptcy Can I Get A Credit Card?

San Diego Bankruptcy Lawyer – El Cajon Bankruptcy Attorney San Diego Bankruptcy Lawyer – when consumers in San Diego seek debt relief, one of the first questions we are asked is what will happen to my credit if I file for Chapter 7 or Chapter 13.  They also ask if they will every be able…