Tag Archive: attorneys san diego

Prepare for Bankruptcy Filing: Take These Steps

San Diego Bankruptcy Attorneys – Filing for a Chapter 7 or Chapter 13 bankruptcy is never an easy decision. It can be even more stressful if you are trying to figure out what your bankruptcy attorney needs and how take the steps that will get you on your way to a fresh start on your…

Can A Chapter 7 Bankruptcy Wipe Out A Judgment?

San Diego Chapter 7 Attorney One of the more common questions I get as a San Diego bankruptcy lawyer is if a Chapter 7 filing can wipe out a judgment. First, let’s clarify some things about judgements. A judgment is a legal determination for money and/or action/inaction. No judgment can be entered against you until…

What Is A Hardship Discharge In A Chapter 13 Bankruptcy?

San Diego Chapter 13 Attorney As a San Diego Chapter 13 attorney, I know a lot of people are concerned about the ability to maintain their Chapter 13 payments over the life of the plan.  They generally have the same questions. What if I lose my job? What if I get sick? These are legitimate…

Credit Cards & Christmas Do Not Always Go Together

San Diego Chapter 7 Attorney – San Diego Bankruptcy Help As a San Diego Chapter 7 Attorney, I want to pick up from yesterday’s topic concerning the financial dangers of the holiday season. I think we all know that this time of year is meant for being thankful and showing appreciation for all the blessings…

Set Your Financial Priorities During The Holiday Season

San Diego Foreclosure Attorney – San Diego Chapter 13 As a San Diego foreclosure attorney, I want to take the opportunity to wish you and your family a holiday season full of health and happiness. Our sincere wishes come with a word of caution. If you are thinking about sacrificing some of your financial obligations…

What Your Bankruptcy Attorney Really Does For You

San Diego Bankruptcy Lawyer – California Chapter 7 & 13 Attorney As a San Diego bankruptcy lawyer, I hear a lot of people wonder what a Chapter 7 or Chapter 13 attorney actually does for them. Some consumers still believe that it is a good idea for them to file their bankruptcy on their own…

How To Get Your Chapter 13 Plan Approved

Chapter 13 Lawyer San Diego – Chapter 13 Attorney As a San Diego Chapter 13 Lawyer, I can tell you that the basic element of the Chapter 13 plan is making sure it is “feasible.” In other words, the Bankruptcy Code requires that the debtor be able propose a plan under which he or she…

Have You Succumbed To The Number One Reason Not To File Bankruptcy?

Escondido Bankruptcy Lawyer – North County San Diego Attorney As an Escondido Bankruptcy Lawyer, I find there are many reasons people don’t file for bankruptcy protection, but the number one reason is they are worried about their credit going forward.  Yes, a San Diego bankruptcy will stay on your credit record for 7-10 years.  This…

What Is The Credit Counseling Requirement?

San Diego Chapter 7 Attorney – San Diego Bankruptcy When you seek the help of a San Diego Chapter 7 Attorney, he or she will tell you that you must seek credit counseling before you file bankruptcy. But, what is this credit counseling requirement? When Congress changed the bankruptcy laws in 2005, they thought it…

You May Be Able To Modify Your Mortgage In A Chapter 13

San Diego Foreclosure Attorney – San Diego Foreclosure Lawyer As a San Diego foreclosure attorney, I have wanted to see the bankruptcy courts have the power to modify a debtor’s mortgage in a Chapter 13 bankruptcy. However, Congress put end to that. As a result, we have seen the highest rates of foreclosure in history…