Tag Archive: Attorney

Mortgages and Foreclosures Still on Unstable Footing

San Diego Foreclosure Attorney There has been a lot of buzz about the new California Homeowner Bill of Rights, which took effect on January 1, 2013. While this is an admirable bill, and addresses many abuses in the system, the bottom line is that it probably isn’t going to help you prevent the average foreclosure,…

Bankruptcy by Any Other Name Is Still Debt Relief

San Diego Bankruptcy Attorneys Whether you call it BK or “filing for debt relief,” or just refer to Chapter 7 or Chapter 13, bankruptcy is one of the most powerful tools for a debtor to have. The other powerful tool is an experienced San Diego bankruptcy attorney, who can fight for your rights and represent…

Don’t Get Ripped Off By Bankruptcy Form Preparers

San Diego Bankruptcy Attorney – As a San Diego Chapter 13 lawyer, I am asked all the time if a potential client should go to a bankruptcy form preparer in order to save money. It only makes sense that someone in financial difficulty might not have the money to hire bankruptcy attorney. So, this is…

Can A Chapter 7 Bankruptcy Wipe Out A Judgment?

San Diego Chapter 7 Attorney One of the more common questions I get as a San Diego bankruptcy lawyer is if a Chapter 7 filing can wipe out a judgment. First, let’s clarify some things about judgements. A judgment is a legal determination for money and/or action/inaction. No judgment can be entered against you until…

Is Your Chapter 13 Bankruptcy Filing Set In Stone?

San Diego Foreclosure Attorney – 2nd Mortgage Lien Strip As a San Diego foreclosure attorney, I have written many times about how long a Chapter 13 bankruptcy can last. Generally, your Chapter 13 plan will be in effect anywhere from 3 to 5 years. Given the amount of time you will be paying into the…

Don’t Miss Out On The Most Powerful Tool In Consumer Bankruptcy

San Diego Chapter 13 Attorney – Lien Strip Second Mortgage As a San Diego Chapter 13 Attorney, I can tell you that because of the decline in housing values, we have seen a little known bankruptcy rule gain incredible momentum and power. I submit to you, without hesitation, that this rule is the most powerful…

What Is A Hardship Discharge In A Chapter 13 Bankruptcy?

San Diego Chapter 13 Attorney As a San Diego Chapter 13 attorney, I know a lot of people are concerned about the ability to maintain their Chapter 13 payments over the life of the plan.  They generally have the same questions. What if I lose my job? What if I get sick? These are legitimate…

What To Do When You Are In Foreclosure “No Man’s Land.”

San Diego Foreclosure Lawyer – San Diego Foreclosure Attorney As a San Diego foreclosure lawyer, I can tell you that the foreclosure process can be a bit confusing. Unlike so many other things in our financial worlds, the foreclosure process is constantly in flux. The main reason for this is that banks are not in…

Credit Cards & Christmas Do Not Always Go Together

San Diego Chapter 7 Attorney – San Diego Bankruptcy Help As a San Diego Chapter 7 Attorney, I want to pick up from yesterday’s topic concerning the financial dangers of the holiday season. I think we all know that this time of year is meant for being thankful and showing appreciation for all the blessings…

Set Your Financial Priorities During The Holiday Season

San Diego Foreclosure Attorney – San Diego Chapter 13 As a San Diego foreclosure attorney, I want to take the opportunity to wish you and your family a holiday season full of health and happiness. Our sincere wishes come with a word of caution. If you are thinking about sacrificing some of your financial obligations…