Tag Archive: Attorney

Don’t Get Ripped Off By Bankruptcy Form Preparers

San Diego Chapter 13 Lawyer – San Diego Foreclosure Attorney As a San Diego Chapter 13 lawyer, I am asked all the time if a potential client should go to a bankruptcy form preparer in order to save money. It only makes sense that someone in financial difficulty might not have the money to hire…

Can A Chapter 7 Bankruptcy Wipe Out A Judgment?

San Diego Bankruptcy Lawyer – San Diego Chapter 7 Attorney One of the more common questions I get as a San Diego bankruptcy lawyer is if a Chapter 7 can wipe out a judgment. First, a judgment is a legal determination for money and/or action/inaction. No judgment can be entered against you until a lawsuit…

Is Your Chapter 13 Bankruptcy Filing Set In Stone?

San Diego Foreclosure Attorney – 2nd Mortgage Lien Strip As a San Diego foreclosure attorney, I have written many times about how long a Chapter 13 bankruptcy can last. Generally, your Chapter 13 plan will be anywhere from 3 to 5 years. Given the amount of time you will be paying into the plan, many…

Don’t Miss Out On The Most Powerful Tool In Consumer Bankruptcy

San Diego Chapter 13 Attorney – Lien Strip Second Mortgage As a San Diego Chapter 13 Attorney, I can tell you that because of the decline in housing values, we have seen a little known bankruptcy rule gain incredible momentum and power. I submit to you, without hesitation, that this rule is the most powerful…

What Is A Hardship Discharge In A Chapter 13 Bankruptcy?

San Diego Chapter 13 Attorney – San Diego Bankruptcy Lawyer As a San Diego Chapter 13 attorney, I know a lot of people are concerned about the ability to maintain their Chapter 13 payments over the life of the plan.  They generally have the same questions. What if I loose my job? What if I…

What To Do When You Are In Foreclosure “No Man’s Land.”

San Diego Foreclosure Lawyer – San Diego Foreclosure Attorney As a San Diego foreclosure lawyer, I can tell you that the foreclosure process can be a bit confusing. Unlike so many other things in our financial worlds, the foreclosure process is constantly in flux. The main reason for this is that banks are not in…

Credit Cards & Christmas Do Not Always Go Together

San Diego Chapter 7 Attorney – San Diego Bankruptcy Help As a San Diego Chapter 7 Attorney, I want to pick up from yesterday’s topic concerning the financial dangers of the holiday season. I think we all know that this time of year is meant for being thankful and showing appreciation for all the blessings…

Set Your Financial Priorities During The Holiday Season

San Diego Foreclosure Attorney – San Diego Chapter 13 As a San Diego foreclosure attorney, I want to take the opportunity to wish you and your family a holiday season full of health and happiness. Our sincere wishes come with a word of caution. If you are thinking about sacrificing some of your financial obligations…

Don’t Let The Means Test Upend Your Chapter 7 Bankruptcy

San Diego Chapter 7 Attorney – California Foreclosure Lawyer As a San Diego Chapter 7 attorney, I have seen a somewhat disturbing trend developing in the way people go about deciding to file bankruptcy. Let me make the matter very clear: If you make too much money, your will not qualify for a Chapter 7…

Bankruptcy May Be Right For You, But The Decision Takes Sound Advice And Expertise.

San Diego Chapter 13 Lawyer – San Diego Chapter 7 Attorney As a San Diego Chapter 7 lawyer, one of the most important areas of our practice is being advisors, not just doers. When a client seeks advice about the financial difficulties he or she may be experiencing, it is important that all the options…