When Filing Bankruptcy To Stop A Wage Garnishment, Timing Is Everything

Stop Wage Garnishment In San Diego – San Diego Bankruptcy Lawyer Is a filing bankruptcy effective to stop a wage garnishment? As a San Diego bankruptcy lawyer specializing in Chapter 7 and Chapter 13 cases, this is a question most of my clients ask whenever a creditor has successfully obtained a court judgment against them….

What If I Need To File Bankruptcy Again?

San Diego Chapter 7 Lawyer Bankruptcy laws and regulations are in place to provide good faith debtors with a fresh financial start. But what happens if, after your bankruptcy is discharged, you find yourself burdened with insurmountable debt again? The first question you would probably ask is: can I file for bankruptcy again? There are…

Don’t Be Afraid Of Bankruptcy Filing

San Diego Chapter 13 Lawyer Bankruptcies, specifically Chapter 11 bankruptcies, have become an ordinary course of business for most companies. In the past few years, we have seen how financially troubled companies — from the largest financial institutions, automakers, airline companies, restaurants, real estate giants, and even mega-churches — have used the protection provided by…

What Can I Do With Student Loans In Bankruptcy?

San Diego Bankruptcy Lawyer As a San Diego bankruptcy lawyer (and someone who took out student loans to become that lawyer) many potential clients want to know if they can discharge their student loans in a Chapter 7 or Chapter 13 filing. With employment high, the cost of those extra degrees is becoming more and more…

Don’t Get Ripped Off By Bankruptcy Form Preparers

San Diego Bankruptcy Attorney – As a San Diego Chapter 13 lawyer, I am asked all the time if a potential client should go to a bankruptcy form preparer in order to save money. It only makes sense that someone in financial difficulty might not have the money to hire bankruptcy attorney. So, this is…

What Property Can I Keep In A San Diego Bankruptcy?

San Diego Chapter 7 Bankruptcy As a San Diego 7 bankruptcy lawyer, I know that most potential clients want to know what property, if any, they will be able to keep after filing for Chapter 7 or Chapter 13 debt relief. The answer to this question comes down to which “exemptions” apply to a particular…

NPR & “Marketplace Money” Highlight Benefit Of Chapter 13 Bankruptcy

San Diego Chapter 13 and Foreclosure Attorney As a San Diego Chapter 13 bankruptcy lawyer, I always find it refreshing to hear financial advisors on the radio discuss some of the benefits of filing bankruptcy in order to save your home. This weekend, NPR’s Marketplace Money did a piece on the ability of a Chapter…

Can A Chapter 7 Bankruptcy Wipe Out A Judgment?

San Diego Chapter 7 Attorney One of the more common questions I get as a San Diego bankruptcy lawyer is if a Chapter 7 filing can wipe out a judgment. First, let’s clarify some things about judgements. A judgment is a legal determination for money and/or action/inaction. No judgment can be entered against you until…

Is Your Chapter 13 Bankruptcy Filing Set In Stone?

San Diego Foreclosure Attorney – 2nd Mortgage Lien Strip As a San Diego foreclosure attorney, I have written many times about how long a Chapter 13 bankruptcy can last. Generally, your Chapter 13 plan will be in effect anywhere from 3 to 5 years. Given the amount of time you will be paying into the…

What YOU Can Do As A Bankruptcy Client

San Diego Bankruptcy Lawyer As a San Diego bankruptcy lawyer, I know that a lot of material has been written about what potential bankruptcy clients should look for in their Chapter 7 or  Chapter 13 Lawyer. But, on the other side of the coin, not a lot has been written about what a debt relief…