Chapter 7 Advantages

San Diego Chapter 7 Lawyer – San Diego Chapter 7 Attorney – San Diego Bankruptcy Lawyer

We often read and hear negative things about those that file San Diego Chapter 7. Generally, this is from people who are uninformed or who are trying to influence you to do something other than file a Chapter 7. But if you talk to virtually anyone who has filed a San Diego Chapter 7 they will tell you they are quite happy they did. You might initially have reservations about filing for Chapter 7, but the end result will generally be very clear: you will be satisfied. When you look at it from the standpoint of a long-term investment, you will see that consulting a San Diego Chapter 7 lawyer will be the right choice for you.


Call the experienced bankruptcy lawyers in San Diego at Thompson | Wedeking. We can file your bankruptcy for as little as $800.00. Call us today, toll free, at 1(888) 590-1773 or send us an email. We have helped thousands across Southern California, let us help you!


So, what are the benefits of a bankruptcy Chapter 7 filing?

First, all of your debts may potentially be discharged. Along with those debts being discharged comes with it a special peace of mind. This is the peace of mind in knowing that your financial future is firmly in your grasp. A San Diego Chapter 7 bankruptcy can be a life changing event that will relieve all your financial anxiety.

Second, shortly thereafter you will receive offers for new loans and credit cards. While the rates may not be as good as what you may have received before the Chapter 7 filing it will give you a wonderful opportunity to start rebuilding your credit. Within a couple years you will have shown creditors that you are, in fact, a great credit risk. Each year the available rates will get better and better.

Third, as soon as you file your San Diego Chapter 7 bankruptcy all creditor harassment and collection activity will stop. If you are facing a wage garnishment, that will stop as well. You will no longer feel like a victim in your own home and you will be able to answer the phone again.

Fourth, a San Diego Chapter 7 can be a great learning experience. That might sound strange but one can only grow from the misfortune we may encounter. San Diego bankruptcy gives you a fresh start and not a lot of other areas of life offer that opportunity. This is a chance to get back on your financial feet.

Fifth, when you don’t have to use the credit system, you will be able put cash away for savings, education or something else. Remember how much you were paying each month in minimum credit card payments? Those will be gone and you will be able to get ahead rather than falling behind.

These are just some of the advantages to seeking help from a San Diego Chapter 7 lawyer. We can explain to you other advantages as well. A Chapter 7 bankruptcy can give you a new financial lease on life. Please do not hesitate to take advantage of one of our systems most compassionate laws. There is no shame in taking advantage of your Constitutionally given right. Bills do not have to rule your life anymore.

If your income is not high enough to qualify for a San Diego Chapter 13, then you will want to consider a Chapter 7 liquidation plan.  Of course while there are advantages to filing Chapter 7 bankruptcy there are also some disadvantages.  Only your experienced San Diego bankruptcy attorney can tell you which chapter is right for you.  Don’t let another day go by with financial stress.  Debt relief is just a phone call away.

We at Thompson | Wedeking are San Diego bankruptcy attorneys dedicated to helping you get out of financial distress. If your debts are piling up and you are looking for a “fresh start” call a San Diego Chapter 7 attorney that will fight for your rights to stop creditor harassment in San Diego. Bankruptcy fees start as low as $800.00. Don’t be fooled by big advertisers charging thousands of dollars. Call us TODAY at 1.888.590.1773 or visit one of our two websites at San Diego Bankruptcy Lawyers or Orange County Bankruptcy Lawyers or Riverside Bankruptcy Lawyers.

The Chapter 7 and Chapter 13 bankruptcy attorneys at Thompson | Wedeking are proud to serve clients in Southern California and in the South Bay, including San Diego County, Orange County, San Bernardino County, and Riverside County; and the cities of San Diego, Carlsbad, Chula Vista, Coronado, Del Mar, El Cajon, Encinitas, Cardiff-by-the-Sea, Leucadia, Olivenhain, Escondido, Imperial Beach, La Mesa, Lemon Grove, National City, Oceanside (San Luis Rey), Poway, San Diego, San Marcos, Santee, Solana Beach, Vista