Chapter 7

San Diego Bankruptcy Attorney- San Diego Chapter 7 & Chapter 13 Attorney

Your creditors don’t want you to know that San Diego Chapter 7 attorneys can stop:

Foreclosure * Wage Garnishment *Student Loans *

Credit Cards * Creditor Harassment * IRS Problems * Lawsuits * Judgments


Call the experienced bankruptcy lawyers in San Diego at Thompson | Wedeking. We can file your bankruptcy for as little as $800.00. Call us today, toll free, at 1(888) 590-1773 or send us an email. We have helped thousands across Southern California, let us help you!

Filing for Chapter 7 bankruptcy in San Diego is know as a liquidation. In other words, the bankruptcy trustee wants to sell your non-exempt assets in order to satisfy your debts. It the goal of your Oceanside bankruptcy lawyers to make sure none of your property gets sold. In fact, most people who file a Chapter 7 bankruptcy will not loose any assets.

The purpose of Chapter 7 is to allow the consumer to get out from under their financial burdens and get the fresh start they deserve. As we said, in most Chapter 7 cases the very nature of the financial difficulties makes it such that no assets are available for liquidation.

A San Diego Chapter 7 is also know as a straight bankruptcy and is generally the most common type of bankruptcy filing. In fact, Chapter 7 filings account for about 67% of all bankruptcy filings and is one of the fastest most efficient ways to gain a fresh start. In most cases, your debts will be discharged within a matter of months from the day your bankruptcy petition is filed.

The bankruptcy trustee is assigned to determine if you have any non-exempt assets. If there are assets than those assets will be sold and the proceeds distributed to creditors in terms of priority. Chapter 7 is different than Chapter 13 because you do not have to make payments to the bankruptcy trustee. If you are concerned about the prospects of this type of bankruptcy filing than we recommend you consult with an experienced San Diego bankruptcy attorney.

In a Chapter 7 filing in San Diego, when the court approves your discharge, ALL of your qualified debts will be wiped-out. No payments. One of the other benefits of this is you can, if you choose, decide to keep some debt and pay it. Generally that would be your car loan and mortgage on your place of residence. Bankruptcy lawyers in San Diego will tell you that Chapter 7 provides the consumer with a lot flexibility.

We at Thompson | Wedeking are San Diego bankruptcy attorneys dedicated to helping you get out of financial distress. If your debts are piling up and you are looking for a “fresh start” call a San Diego bankruptcy attorney that will fight for your rights to stop creditor harassment in San Diego. Bankruptcy fees start as low as $800.00. Don’t be fooled by big advertisers charging thousands of dollars. Call us TODAY at 1.888.590.1773 or visit one of our two websites at San Diego Bankruptcy Lawyers or My San Diego Bankruptcy.

The Chapter 7 and Chapter 13 bankruptcy attorneys at Thompson | Wedeking are proud to serve clients in Southern California and in the South Bay, including San Diego County, Orange County, San Bernardino County, and Riverside County; and the cities of San Diego, Carlsbad, Chula Vista, Coronado, Del Mar, El Cajon, Encinitas, Cardiff-by-the-Sea, Leucadia, Olivenhain, Escondido, Imperial Beach, La Mesa, Lemon Grove, National City, Oceanside (San Luis Rey), Poway, San Diego, San Marcos, Santee, Solana Beach, Vista