Category Archives: Home Loan

Chapter 7 & Chapter 13 Bankruptcies At Highest Levels Since 2005

Escondido Bankruptcy Attorney – San Diego Bankruptcy Lawyer More people are seeking the advice of an Escondido bankruptcy attorney. In fact, not since 2005 have so many people sought Chapter 7 or Chapter 13 debt relief in San Diego. A new report from Reuters shows some fairly alarming numbers. Almost 160,000 bankruptcies were filed, nationwide,…

Bankruptcy Judges Should Be Able To Modify Home Loans

Oceanside Bankruptcy Attorney – San Diego Bankruptcy Lawyer We all know, especially here in Southern California, that the recession was led by a hemorhaging housing market. That housing market is where all our financial difficulties began. People were pulled into loans that they could not afford under the guise that housing prices would continue to…

Don’t Judge Those In Financial Distress

San Diego Bankruptcy Attorney – San Diego Foreclosure Attorney When consumers in San Diego seek Chapter 7 or Chapter 13 bankruptcy relief, you can see in their eyes that all they want is to tell you that they are not bad people and they never dreamt they would be seeking help from a San Diego…

Personal Bankruptcies Hit An All-Time High, No Relief In Sight

San Diego Bankruptcy Lawyer – Chula Vista Bankruptcy Attorney Personal bankruptcies have increased over 10 percent in the first quarter of 2010, in relation to the first quarter of 2009.  These large increases in Chapter 7 and Chapter 13 debt relief cases are in states that already had the highest rates of bankruptcy.  As San…

San Diego Foreclosure Lawyer: Remove Your Second Mortgage Through A Chapter 13 Loan Modification Before Home Values Increase

San Diego Foreclosure Lawyer We are finding that an increasing number of people in Southern California qualify to decrease, or even wipe out, the 2nd mortgage on their home. As we have discussed before, the San Diego homeowner must have a higher loan amount than the value of their home.  In other words, for example,…

San Diego Bankruptcy Attorney: San Diego Foreclosures and Bankruptcy

San Diego Foreclosure Attorney – San Diego Bankruptcy Attorney One of the most powerful aspects of a San Diego bankruptcy is its ability to stop a foreclosure.  Being threatened with having your largest asset taken away can be a scary thought.  You will need an experienced bankruptcy lawyer to make sure the process is handled…

Know Your Bankruptcy Terms: Meeting Of Creditors

San Diego Bankruptcy Lawyers – Once your bankruptcy petition is filed the next step will be the meeting of creditors. Shortly after filing you will receive a notice which is very important. This is telling when the Meeting of Creditors will be and where. This is a hearing that you must attend. Generally, this meeting…

Bankruptcy Will Allow You To Keep Some Debt

The bankruptcy code requires that a petition disclose all of the debtors assets and liabilities. But, the petition allows the consumer to designate those debts he or she wishes to continue paying on. It is not uncommon for people to continue on with certain kinds of debt. Generally, these are the most common debts we…