Category Archives: Foreclosure

Mortgages and Foreclosures Still on Unstable Footing

San Diego Foreclosure Attorney There has been a lot of buzz about the new California Homeowner Bill of Rights, which took effect on January 1, 2013. While this is an admirable bill, and addresses many abuses in the system, the bottom line is that it probably isn’t going to help you prevent the average foreclosure,…

Mortgages, San Diego Foreclosures and Alternative Dispute Resolution

Bankruptcy Attorney In San Diego – Stop Foreclosure In San Diego We all know that the real financial crisis was spawned by the real estate bubble and the subprime mortgage market. Ironically, many of the companies that started the mess sought the protection of the bankruptcy court when their businesses were no longer viable. That…

Beware Of DIY Foreclosure Help

San Diego Foreclosure Lawyer – As a San Diego foreclosure lawyer, I have noticed a recent trend of homeowners taking on the foreclosure process alone. While it’s true that not everyone needs  foreclosure help, it can’t hurt to seek the advice of an experienced attorney, who can evaluate all your options, including stopping a foreclosure…

What To Do When You Are In Foreclosure “No Man’s Land.”

San Diego Foreclosure Lawyer – San Diego Foreclosure Attorney As a San Diego foreclosure lawyer, I can tell you that the foreclosure process can be a bit confusing. Unlike so many other things in our financial worlds, the foreclosure process is constantly in flux. The main reason for this is that banks are not in…

You May Be Able To Modify Your Mortgage In A Chapter 13

San Diego Foreclosure Attorney – San Diego Foreclosure Lawyer As a San Diego foreclosure attorney, I have wanted to see the bankruptcy courts have the power to modify a debtor’s mortgage in a Chapter 13 bankruptcy. However, Congress put end to that. As a result, we have seen the highest rates of foreclosure in history…

Watch Out For HOA Fees When Facing A Foreclosure

San Diego Foreclosure Lawyer – San Diego Chapter 13 Attorney As San Diego foreclosure lawyers, we have seen a disturbing trend in those with financial difficulties, especially those facing foreclosure.  Many of our potential clients are saying that their homeowner’s associations have been going after them for unpaid HOA fees.  Even more troubling is that…

How Can Bankruptcy Help You With An Impending Foreclosure?

San Diego Foreclosure Attorney – San Diego Bankruptcy Lawyer As a San Diego foreclosure attorney, I can tell you that if you are facing losing your home, a Chapter 7 or Chapter 13 bankruptcy may be your answer.  If you file a Chapter 7 bankruptcy, you might be able to postpone the foreclosure and buy…

How Chapter 13 Bankruptcy Can Stop A Foreclosure

San Diego Foreclosure Attorney – San Diego Chapter 13 Lawyer – Stop Foreclosure In San Diego As a San Diego foreclosure attorney, I know the Chapter 13 bankruptcy can be a very powerful tool in helping you save your San Diego home. There are many ways a Chapter 13 can stop a foreclosure in San…

Chapter 7 & Chapter 13 Bankruptcies At Highest Levels Since 2005

Escondido Bankruptcy Attorney – San Diego Bankruptcy Lawyer More people are seeking the advice of an Escondido bankruptcy attorney. In fact, not since 2005 have so many people sought Chapter 7 or Chapter 13 debt relief in San Diego. A new report from Reuters shows some fairly alarming numbers. Almost 160,000 bankruptcies were filed, nationwide,…

Watch Out For Phoney Wage Garnishment

Chula Vista Bankruptcy Lawyer – San Diego Bankruptcy Attorney In tough economic times, people will go to extreme measures to retain their capital. As a Chula Vista bankruptcy lawyer I probably see it more than most when people come seeking advice about Chapter 7 or Chapter 13 debt relief. Sometimes, a wage garnishment is the…