Category Archives: Credit Score

Life After Filing For Bankruptcy Protection

Carlsbad Bankruptcy Lawyers – San Diego Bankruptcy Attorneys Another lasting myth that Carlsbad bankruptcy lawyers must dispel is that filing for Chapter 7 or Chapter 13 debt relief protection will ruin your credit for tens years or longer. This is just not true. We see hundreds of bankruptcy candidates per year in San Diego and…

What To Ask Your Bankruptcy Lawyer.

San Diego Bankruptcy Lawyer – Escondido Foreclosure Attorney So often times we see people in San Diego picking their attorney based on the wrong criteria. They see flashy website and huge advertising budgets and they assume that the attorney must be good. Wrong! This is called marketing not legal competence. When you are choosing  San…

San Diego Bankruptcy Lawyer: How Long After Bankruptcy Can I Get A Credit Card?

San Diego Bankruptcy Lawyer – El Cajon Bankruptcy Attorney San Diego Bankruptcy Lawyer – when consumers in San Diego seek debt relief, one of the first questions we are asked is what will happen to my credit if I file for Chapter 7 or Chapter 13.  They also ask if they will every be able…

After Bankruptcy, It Is Easy To Repair Credit

Lets be honest – if you are thinking about filing bankruptcy, your credit is probably already bad or will be soon.  You are having trouble making payments on your debt.  By wiping out those debts with bankruptcy, you won’t be struggling to make payments anymore.  Now you can start to rebuild your credit (something you…

Bankruptcy Filing Stigma And Its Negative Effect On Credit

As bankruptcy attorneys we are constantly fighting the battle to explain to clients the credit ramifications of filing for either Chapter 7 or Chapter 13. So many people who really should be filing for bankruptcy do not because they fear that they will never get credit again in their lives because their credit score will…

Credit Repair Scams Are Not A Viable Alternative To Bankruptcy Protection

Unfortunately, your credit history is your credit history and there is not much you can do about unless you find error on your credit report. Credit reporting agencies must report all the dirty details of your financial history and no “credit repair company” is going to change that.