Category Archives: Credit Score

San Diego Bankruptcy Lawyer: How Long After Bankruptcy Can I Get A Credit Card?

San Diego Bankruptcy Lawyer – El Cajon Bankruptcy Attorney When consumers in San Diego seek debt relief, one of the first questions we are asked is what happens to my credit if I file for Chapter 7 or Chapter 13?  Our clients also ask if they will every be able to get a credit card…

After Bankruptcy, It’s Easy To Repair Credit

San Diego Bankruptcy Attorney – Let’s be honest – if you are thinking about filing bankruptcy, your credit is probably already bad or will be soon.  You are having trouble making payments on your debt.  By wiping out those debts with bankruptcy, you won’t be struggling to make payments anymore.  Now you can start to…

Bankruptcy Filing Stigma And Its Negative Effect On Credit

San Diego Bankruptcy Attorneys – As bankruptcy attorneys we are constantly fighting the battle to explain to clients the credit ramifications of filing for either Chapter 7 or Chapter 13. So many people who really should be filing for bankruptcy do not because they fear that they will never get credit again in their live,s…

Credit Repair Scams Are Not A Viable Alternative To Bankruptcy Protection

Unfortunately, your credit history is your credit history and there is not much you can do about unless you find error on your credit report. Credit reporting agencies must report all the dirty details of your financial history and no “credit repair company” is going to change that.