Category Archives: Credit Card

Don’t Judge Those In Financial Distress

San Diego Bankruptcy Attorney – San Diego Foreclosure Attorney When consumers in San Diego seek Chapter 7 or Chapter 13 bankruptcy relief, you can see in their eyes that all they want is to tell you that they are not bad people and they never dreamt they would be seeking help from a San Diego…

San Diego Bankruptcy Lawyer: How Long After Bankruptcy Can I Get A Credit Card?

San Diego Bankruptcy Lawyer – El Cajon Bankruptcy Attorney When consumers in San Diego seek debt relief, one of the first questions we are asked is what happens to my credit if I file for Chapter 7 or Chapter 13?  Our clients also ask if they will every be able to get a credit card…

Bankruptcy Is Better Than Putting Your Head In The Sand

Bankruptcy Lawyers in San Diego We had a client come into the San Diego office the other day with a difficult story. A contentious divorce really left her in financial ruin. She didn’t have any income or social security. She didn’t have any assets. She had not paid on her credit card for over two…

After Bankruptcy, It’s Easy To Repair Credit

San Diego Bankruptcy Attorney – Let’s be honest – if you are thinking about filing bankruptcy, your credit is probably already bad or will be soon.  You are having trouble making payments on your debt.  By wiping out those debts with bankruptcy, you won’t be struggling to make payments anymore.  Now you can start to…

Bankruptcy Filing Stigma And Its Negative Effect On Credit

San Diego Bankruptcy Attorneys – As bankruptcy attorneys we are constantly fighting the battle to explain to clients the credit ramifications of filing for either Chapter 7 or Chapter 13. So many people who really should be filing for bankruptcy do not because they fear that they will never get credit again in their live,s…

Bankruptcy Will Allow You To Keep Some Debt

The bankruptcy code requires that a petition disclose all of the debtors assets and liabilities. But, the petition allows the consumer to designate those debts he or she wishes to continue paying on. It is not uncommon for people to continue on with certain kinds of debt. Generally, these are the most common debts we…

What Is Behind This “Walk-Away” Program?

As bankruptcy lawyers, we do everything we can to give clients the best advice.  As a busy bankruptcy law firm, we get all kinds of clients in all kinds of situations.  We also see people that, for some reason, will do everything in their power to avoid filing bankruptcy.  I am sure we have all…

How Will New Credit Card Rules Effect Filing Bankruptcy

San Diego Bankruptcy Lawyers – At the end of February, several new laws will go into place that are designed to streamline credit card issues and protect consumers. These new regulations are part of a large law called the Credit Card Act of 2009. Again, the overriding public policy is designed to take some power…