San Diego Bankruptcy Lawyer – The bankruptcy lawyer for the debtor must be sensitive to the apprehension and nervousness that the debtor may feel at the prospect of attendance at a meeting of creditors. For many San Diego consumer debtors in debt relief bankruptcy, the meeting may be the first time they have ever been…
Category Archives: Chapter 13
Bankruptcy And Your Car Loan
San Diego Bankruptcy Attorney – When people come in for a bankruptcy consultation although we rarely hear that their car loans are the biggest financial concerns it is important to take into account with your lawyer what you will do with these assets. When filing bankruptcy in San Diego, your bankruptcy lawyer will give you three options…
Bankruptcy Is Better Than Putting Your Head In The Sand
San Diego Bankruptcy Lawyer – We had a client come into the office the other day with a difficult story. A contentious divorce really left her in financial ruin. She didn’t have any income or social security. She didn’t have any assets. She had not paid on her credit card for over two years. At…
Case Example: Foreclosure Done Right
San Diego Bankruptcy Attorney – I think we all know that foreclosures, all over the country, are at an all-time high. This is especially true for people in Southern California and San Diego. With the real estate bubble bursting, taxes at an all-time high and unemployment rising by the day, Southern California has one of the…
Should You Take Care Of Some Debts Before Filing For Bankruptcy?
San Diego Bankruptcy Lawyers – some clients we see wonder whether or not they should settle or modify certain debts before filing bankruptcy. For example, a San Diego credit card company is willing to forgive a $10,000 debt for $3500.00. Is this a good idea before bankruptcy? Well, there is certainly no law preventing you…
Know Your Bankruptcy Terms: Meeting Of Creditors
San Diego Bankruptcy Lawyers – Once your bankruptcy petition is filed the next step will be the meeting of creditors. Shortly after filing you will receive a notice which is very important. This is telling when the Meeting of Creditors will be and where. This is a hearing that you must attend. Generally, this meeting…
Know Your Bankruptcy Terms: Trustee
San Diego Bankruptcy Attorney – One of the most important players in either a Chapter 7 or Chapter 13 is the trustee. Now, this person is totally different than the lawyer representing you. Your attorney works for you. The trustee administers the bankruptcy estate. The trustee is officially part of the of the US Trustee Program…
Why Divorces Often End In Bankruptcy.
Chula Vista Bankruptcy Lawyer – Behind medical bills, one of the primary reasons people file for bankruptcy protection is divorce. Divorce is expensive. There are the legal fees. No more dual income. Someone needs to find another residence. Property is cut in half. Real problems start when credit card companies don’t care that you are…
Bankruptcy Can Give You A Frest Start In 2010
San Diego Bankruptcy Attorneys – We are already a month and a half into the New Year and have you kept up with your financial resolutions. If one of them was to take control of the financial situation bankrupcty might be right for you. Don’t let burdensome debt hold you back in 2010. In these…
Bankruptcy Filing Stigma And Its Negative Effect On Credit
As bankruptcy attorneys we are constantly fighting the battle to explain to clients the credit ramifications of filing for either Chapter 7 or Chapter 13. So many people who really should be filing for bankruptcy do not because they fear that they will never get credit again in their lives because their credit score will…