Category Archives: Chapter 13

Prepare for Bankruptcy Filing: Take These Steps

San Diego Bankruptcy Attorneys – Filing for a Chapter 7 or Chapter 13 bankruptcy is never an easy decision. It can be even more stressful if you are trying to figure out what your bankruptcy attorney needs and how take the steps that will get you on your way to a fresh start on your…

Mortgages and Foreclosures Still on Unstable Footing

San Diego Foreclosure Attorney There has been a lot of buzz about the new California Homeowner Bill of Rights, which took effect on January 1, 2013. While this is an admirable bill, and addresses many abuses in the system, the bottom line is that it probably isn’t going to help you prevent the average foreclosure,…

What YOU Can Do As A Bankruptcy Client

San Diego Bankruptcy Lawyer As a San Diego bankruptcy lawyer, I know that a lot of material has been written about what potential bankruptcy clients should look for in their Chapter 7 or  Chapter 13 Lawyer. But, on the other side of the coin, not a lot has been written about what a debt relief…

Ask A Bankruptcy Attorney: Can I Sell My Home While in Chapter 13?

San Diego Bankruptcy Attorneys – Many people who enter into Chapter 13 debt relief plans are concerned about whether they can sell their home, either when they come in to inquire about filing for bankruptcy or during the legal process. First off, if you are contemplating selling your home during the Chapter 13 process, it…

Life After Filing For Bankruptcy Protection

Carlsbad Bankruptcy Lawyers – San Diego Bankruptcy Attorneys Another lasting myth that Carlsbad bankruptcy lawyers must dispel is that filing for Chapter 7 or Chapter 13 debt relief protection will ruin your credit for tens of years or longer. This is just not true. As San Diego bankruptcy lawyers, we see hundreds of bankruptcy candidates…

Chapter 7 & Chapter 13 Bankruptcies At Highest Levels Since 2005

Escondido Bankruptcy Attorney – San Diego Bankruptcy Lawyer More people are seeking the advice of an Escondido bankruptcy attorney. In fact, not since 2005 have so many people sought Chapter 7 or Chapter 13 debt relief in San Diego. A new report from Reuters shows some fairly alarming numbers. Almost 160,000 bankruptcies were filed, nationwide,…

Watch Out For Phoney Wage Garnishment

Chula Vista Bankruptcy Lawyer – San Diego Bankruptcy Attorney In tough economic times, people will go to extreme measures to retain their capital. As a Chula Vista bankruptcy lawyer I probably see it more than most when people come seeking advice about Chapter 7 or Chapter 13 debt relief. Sometimes, a wage garnishment is the…

Bankruptcy Judges Should Be Able To Modify Home Loans

Oceanside Bankruptcy Attorney – San Diego Bankruptcy Lawyer We all know, especially here in Southern California, that the recession was led by a hemorhaging housing market. That housing market is where all our financial difficulties began. People were pulled into loans that they could not afford under the guise that housing prices would continue to…

Don’t Judge Those In Financial Distress

San Diego Bankruptcy Attorney – San Diego Foreclosure Attorney When consumers in San Diego seek Chapter 7 or Chapter 13 bankruptcy relief, you can see in their eyes that all they want is to tell you that they are not bad people and they never dreamt they would be seeking help from a San Diego…

What To Ask Your Bankruptcy Lawyer.

San Diego Bankruptcy Lawyer – Escondido Foreclosure Attorney So often times we see people in San Diego picking their attorney based on the wrong criteria. They see flashy website and huge advertising budgets and they assume that the attorney must be good. Wrong! This is called marketing, not legal competence. When you are choosing  San…