San Diego Chapter 13 Lawyer – San Diego Chapter 7 Lawyer
Bankruptcies, specifically Chapter 11 bankruptcies, have become an ordinary course of business for most companies. In the past years, we have seen how financially troubled companies — from the largest financial institutions, automakers, airline companies, restaurants, real estate giants, down to mega-churches — have perused the protection provided by bankruptcies to restructure their mismanaged finances to improve their economic health.
Filing for bankruptcy in San Diego has become such a common business tool, just like implementing pay cuts or increases in credit card fees, that the stigma that once accompanied a bankruptcy filing has seemed to fade.
Personal bankruptcies though are a different matter. As a San Diego Lawyer specializing in Chapter 13 cases, I have seen how my clients go through the Chapter 13 process emotionally and financially drained. They still remain highly stigmatized. They become traumatized from their experience even if they were forced to file for bankruptcy for reasons beyond their control like job loss or illness.
While it is a common law that no one goes to prison because of debt, one who files for a personal bankruptcy in San Diego or recently emerged from one, is still treated like someone who has been to prison. Most of my clients were ill-advised or afraid to look for advice regarding their financial troubles so they end up emotionally, financially and physically drained before they decided to seek for legal help.
Our bankruptcy laws were enacted to allow people and businesses to restructure their debt and start anew. These are built on the foundation that an honest but unfortunate debtor can discharge his debts and retain the assets that would allow him to rebuild his finances.
So if you have financial troubles caused by illness, job loss, divorce, or other reasons out of your control, and are afraid of the stigma of a personal bankruptcy in San Diego, the Law Office of Harold D. Thompson will help you get through your case like it’s a common business tool to help you reorganize your finances and get you back on track.
Our award willing San Diego bankruptcy lawyers have been helping people all over Southern California since 1976. When you are considering filing Chapter 13 or Chapter 7 you need a law firm that will fight for your rights. Call our office today at 888.590.1773 for a free, no-hassle consultation, download a copy of our free California Guide to Bankruptcy or find out how you can become a client right now!