San Diego Foreclosure Lawyer – San Diego Foreclosure Help
As a San Diego foreclosure lawyer, I have noticed a recent trend of homeowners taking on the foreclosure process alone. While it may be true that not everyone needs San Diego foreclosure help, it can do no harm to seek the advice of an experienced attorney to evaluate all your options.
While there is nothing wrong with representing yourself in a court proceeding, the process can be exceedingly difficult. In fact, the State Bar recommends attorneys not represent themselves. The simple reason is that emotions cloud your judgment and may prevent you from making prudent choices. Even if you attend one of the free legal workshops (which we greatly admire), there is no way you are going to learn the nuisances and strategies in a single hour. It’s just not possible. Court proceedings have very specific procedural rules and deadlines. Failure to abide by any of these rules may cause unnecessary delays and costs. In the worst case scenario your case will be dismissed.
Also, be wary of a walk-away program. Under the new Chapter 13 rules you may be throwing away thousands of dollars in potential equity by not taking advantage of the lien-stripping power of the Chapter 13. Just the other day, the Court approved our client’s lien-strip of over $75,000.00. Now, when housing prices go back up, that client is going to have positive equity. All of this would have been lost if the client would have “walked-away.”
When considering your largest asset, your home, you want a San Diego foreclosure lawyer that is going to do everything he or she can to save your home. If you are facing a foreclosure and need help, call the attorneys at the Law Office of Harold D. Thompson. Since 1976, we have been providing San Diego foreclosure help to homeowners just like you. We encourage you to contact our office at 888.590.1773 for a free, no-hassle consultation, download a FREE copy of our California Guide to Bankruptcy or find out how you can become a client right now!
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